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Membership matters

News for our members

The mutual difference

Because we’re a mutual we’re owned by our members.

We help people protect their income while they are working and maximise it when they stop.

Our one million plus members hold a variety of products with us including life insurance, income protection, investments and retirement income solutions. What’s right for our members sits at the heart of everything we do.

Full list of member-qualifying products

Catch up on all the latest news for the LV= life and pensions business

Our 2022 financial results

All you need to know about how we performed in 2022 and more

LV= today

Catch up on our latest members news

Member benefits for you, your family and your life

Being a member entitles you to a host of member benefits. They’ve been designed for moments in life when you might just need a little bit of extra support, or simply some comfort and reassurance.

Voting Rights

Our members are entitled to vote on key matters affecting the business.

Members can cast their vote at any Annual General Meetings (AGM) or Special General Meetings (SGM) that we hold.

AGMs normally relate to the election of our Board directors and the approval of our financial accounts. Now and again we might hold an SGM to deal with matters that can't be dealt with at an AGM, such as constitutional changes. These Meetings are also a platform for members to ask questions of our Board of Directors. 

We will contact our members in advance to invite them to any Meetings and ask them to express their views. 

Latest AGM news

More on membership


Members have the right to take part in any Annual General Meetings or Special General Meetings that we hold.

Mutual bonus

Find out how we give back even more to members that hold eligible with-profits policies.

LV= Member Community

Join our community where you can share your thoughts, views and opinions through regular research and discussions.

Do you or a loved one hold an old Life or Savings policy with us? We may have lost touch with you

Reconnect with us